Stephanie U.

Product Designer

Stephanie U.

Product Designer

Stephanie U.

Product Designer

Swaply – Simplifying Cross-Border Money Transfers

Swaply – Simplifying Cross-Border Money Transfers

Swaply – Simplifying Cross-Border Money Transfers

Swaply is a fintech solution that enables seamless cross-border money transfers between users in Nigeria and the Benin Republic. The platform bridges the gap between traditional banking systems in Nigeria and the widespread use of mobile money operators in Benin, ensuring fast, secure, and hassle-free transactions.

Swaply is a fintech solution that enables seamless cross-border money transfers between users in Nigeria and the Benin Republic. The platform bridges the gap between traditional banking systems in Nigeria and the widespread use of mobile money operators in Benin, ensuring fast, secure, and hassle-free transactions.

Platform

Platform

Mobile app

Mobile app

Category

Category

Fintech

Fintech

My Role

My Role

Product Designer

Product Designer

Project Brief

Project Brief

Users in Nigeria and Benin Republic face significant challenges when transferring money across borders.

Users in Nigeria and Benin Republic face significant challenges when transferring money across borders.

The primary issue is that while Nigerian users rely heavily on bank transfers, users in Benin primarily use mobile money services like MTN Mobile Money and Moov Money. This difference creates friction, delays, and high fees when sending funds across the two countries.

The primary issue is that while Nigerian users rely heavily on bank transfers, users in Benin primarily use mobile money services like MTN Mobile Money and Moov Money. This difference creates friction, delays, and high fees when sending funds across the two countries.

Place your design here

screen 1

SU

Tier 1

Send money

Send money with your local currency.

Home

Beneficiary

History

More

Send money

Enter the amount and select the currency you want to send money to

YOU SEND

0.00

CFA

-

x

=

0 CFA

Fee

1 CFA = 160 NGN

Rate

0.00 CFA

Total amount

RECEIVER GETS

0.00

NGN

Continue

Place your design here

screen 1

SU

Tier 1

Send money

Send money with your local currency.

Home

Beneficiary

History

More

Send money

Enter the amount and select the currency you want to send money to

YOU SEND

300.00

CFA

-

x

=

2 CFA

Fee

1 CFA = 160 NGN

Rate

303.00 CFA

Total amount

RECEIVER GETS

40,000.00

NGN

Continue

Send currency

Choose the preferred currency you’ll like to send money in

West African CFA fran

CFA

Nigerian Naira

NGN

Place your design here

screen 1

Enter recipient’s details

Select bank

Access Bank

Account number

0732934459

STEPHANIE UKWADE

Email address

stephanieukwade0@gmail.com

Narration (Optional)

Sent with love

By continuing with this payment you’re confirming that the details you’re providing are correct.

Continue

Place your design here

screen 1

SU

Tier 1

Send money

Send money with your local currency.

Home

Beneficiary

History

More

Send money

Enter the amount and select the currency you want to send money to

YOU SEND

0.00

CFA

-

x

=

0 CFA

Fee

1 CFA = 160 NGN

Rate

0.00 CFA

Total amount

RECEIVER GETS

0.00

NGN

Continue

Place your design here

screen 1

SU

Tier 1

Send money

Send money with your local currency.

Home

Beneficiary

History

More

Send money

Enter the amount and select the currency you want to send money to

YOU SEND

300.00

CFA

-

x

=

2 CFA

Fee

1 CFA = 160 NGN

Rate

303.00 CFA

Total amount

RECEIVER GETS

40,000.00

NGN

Continue

Send currency

Choose the preferred currency you’ll like to send money in

West African CFA fran

CFA

Nigerian Naira

NGN

Place your design here

screen 1

Enter recipient’s details

Select bank

Access Bank

Account number

0732934459

STEPHANIE UKWADE

Email address

stephanieukwade0@gmail.com

Narration (Optional)

Sent with love

By continuing with this payment you’re confirming that the details you’re providing are correct.

Continue

Design Solution

Design Solution

To address these challenges, I designed Swaply with a focus on:

To address these challenges, I designed Swaply with a focus on:

Seamless Cross-Border Transfers – Users can send money in Naira, and recipients receive it instantly in CFA Franc via their preferred mobile money operator in Benin.

Transparent Fees & Exchange Rates – The platform displays all fees and exchange rates upfront to eliminate hidden charges and build trust.

Fast & Secure Transactions – Leveraging a peer-to-peer exchange system, Swaply ensures quick processing without relying on traditional banks.

Seamless Cross-Border Transfers – Users can send money in Naira, and recipients receive it instantly in CFA Franc via their preferred mobile money operator in Benin.

Transparent Fees & Exchange Rates – The platform displays all fees and exchange rates upfront to eliminate hidden charges and build trust.

Fast & Secure Transactions – Leveraging a peer-to-peer exchange system, Swaply ensures quick processing without relying on traditional banks.

Send to a mobile money account

Search..

Send to a new recipient

Recent recipients

SU

Stephanie Ukwade

Moov - 09136287499

SU

Send money

Enter the amount and select the currency you want to send money to

You’re sending

CFA

300.00

Conversion fee

-

CFA 3

Total amount

=

CFA 303.00

Rate

x

CFA 1 = ₦160

Receiver will get

NGN

48,000.00

Continue

Please note that the recipient will recieve the money in less than 2mins.

Home

Beneficiary

History

More

You’re sending 300.00 CFA

= 48,000.00 NGN

Bank name

Access Bank

Account number

07329344459

Email address

stephanie ukwade0@gmail.com

Account name

Stephanie Ukwade

Rate

1 CFA = 160 NGN

Transaction fee

2 CFA

Total amount

303.00 CFA

Continue

Save to beneficiary

Okay, got it

Download receipt

CFA360.00 sent!

Transfer successful

Money transaction

Now

Cool, transfer successful

You’ve successfully transferred CFA360.00 to Stephanie Ukwade

More

Log out

SU

Tier 1

Stephanie Ukwade

stephanieukwade0@gmail.com

GENERAL

My profile

Security

Notifications

Receive emails about the product

KYC

Pending

OTHERS

Help & Support

Face ID unlock

Privacy policy

App language

English

Home

Beneficiary

History

More

More

Log out

SU

Tier 1

Stephanie Ukwade

stephanieukwade0@gmail.com

GENERAL

My profile

Security

Notifications

Receive emails about the product

KYC

Pending

OTHERS

Help & Support

Face ID unlock

Privacy policy

App language

English

Home

Beneficiary

History

More

Change app language

Select your language preference

English

Français (French)

Change language

Home

Beneficiary

History

More

Beneficary

Search..

Recent recipients

SU

Stephanie Ukwade

Access Bank - 0732934459

KJ

Elijah Kingson

Kuda Bank - 0732934459

OD

Oluwakemi Daniel

United Bank of Africa - 0732934459

KJ

Elijah Kingson

Kuda Bank - 0732934459

Conclusion

Conclusion

Swaply effectively bridges the gap between Nigeria’s banking system and Benin’s mobile money ecosystem,

Swaply effectively bridges the gap between Nigeria’s banking system and Benin’s mobile money ecosystem,

making cross-border transactions faster, cheaper, and more accessible. By prioritizing user needs and financial accessibility, the platform provides a seamless solution to a long-standing problem.

making cross-border transactions faster, cheaper, and more accessible. By prioritizing user needs and financial accessibility, the platform provides a seamless solution to a long-standing problem.

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